This article will guide you on How to Add Bank Account to M1 Finance. If you want to connect your bank to an M1 Invest or M1 Checking Account.
If you are using the M1 Finance app, you can get information about connecting and verifying my bank account through the process.
Without delay, you must read the entire article.

How to Add Bank Account to M1 Finance
Follow the steps below to add a bank account to M1 Finance. And on M1 Invest or M1 Checking Account.
- Firstly, login into your M1 Finance account using your login credentials.
- Go to the “invest ” or ” spend ” section.
- Click on the “Bank Connection” tab.
- Click on “connect instantly” from the menu.
- Select your desired bank and enter your online banking credentials in the required fields.
- On the web account screen for M1 Finance, enter bank credentials to connect via Plaid.
- Now, select an account you want to use.
- You must confirm the choice you made.
- After doing this, you can add money to the M1 Finance account that was previously unavailable to you.
If your bank is not supported by Plaid, you can add a bank account to M1 Finance via micro-deposit from your bank’s iOS or Android app. However, it is still active when Plaid supports your organization.
Connect manually using micro-deposits:
You need to follow the below steps to connect using micro-deposits manually:
- Go to the “Invest” or “Spend” tab.
- Select “Bank Connection” in the menu.
- Tap on the “Manual Connect” button.
- Enter your account number and your routing number.
Note: After manually adding your bank account, you’ll also receive micro-deposits (like two small deposits) to verify your bank account within 1-2 business days.
Once you’ve received the micro-deposits:
- Log into your M1 account.
- Click “Invest”
- Click “Bank Connection.”
- Click “Verify”
- Enter the value of the two small amounts that showed up in your bank account.
After three failed attempts, the micro-deposit will be automatically reissued to your account. At this point, you will have to wait for 1-2 working days for these new micro-deposits to reflect in your account. To prevent this from happening, contact customer care immediately after 2 unsuccessful attempts!
After verifying the micro-deposit, you can continue making deposits.
Connecting a Bank to an M1 Invest or M1 Checking Account
To connect instantly with Plaid, please follow the steps below:
1. Go to “Invest” or “Spend.”
2. Click the “Bank Connection” option.
3. Click the “Connect instantly” option.
4. Select your bank tab.
5. Enter your online banking credentials.
6. Select the desired account.
7. Finally, click to confirm your selection, and you’re done! You can easily deposit money or add money to your account.
Note: If your bank is not supported by Plaid, you can add or connect your bank manually from the iOS or Android app using Micro-Deposit. follow the above steps.
How to Deposit Money in m1 finance
You will need to deposit money in M1 Invest Account or M1 Checking Account to make your payment. Here is the step by step process on how to add money to M1 Finance.
Steps to Make a Deposit
After connecting your bank on m1, you can make your first deposit by following the steps given below:
- Login to your account and click on the “Home” tab.
- Click on the “Move Money” button present at the bottom of the home page.
- Select the “One-time cash Transfer” option.
- Under “From”, select the bank account from which you want to receive the funds.
- Under “To” select the M1 account you want to deposit funds.
- Enter the dollar amount you want to deposit under the “Amount” section.
- Click on the Continue Option.
- You need to review your transfer details and then click on “Confirm.”
How to Remove Bank Account from m1 Finance
If you have an M1 Checking Account, you can change your bank connection on the web, not on the app.
To remove a bank account from M1 Finance that is already linked, follow the steps below:
- Log in to your M1 Finance account.
- Click on the name of that bank just above the “Move Money” icon on the home screen.
- Click on the “Change Bank” option.
- Click on the “Confirm” button to change your bank.
- After doing this, your bank account will be changed to, or removed from, the M1 Finance account.
How to change bank connected to M1 Finance?
To change bank connected to m1 finance account. You need to click on Move money from the home screen, now tap on Change Bank, and then confirm to change your linked bank account.